使用 向货币致敬 抵押品从已批准的放款人那里获得即时现金贷款。
通过只与完全许可的放款人合作, 阅读 的目标是把高街和区块链放在一起, 这就是长期可持续增长和流动性的所在。
阅读 是一个基于区块链的平台, 它使受监管的放款人能够提供由加密资产担保的贷款, 作为存储在 阅读 高安全性加密存储库中的抵押品。
阅读 在新兴部门具有 “第一个推动者” 的优势, 将金融技术与银行和金融服务联系起来。
它为贷款公司提供了必要的技术和专门知识, 以利用对 向货币致敬 的贷款作为担保抵押品的许多好处。
这将使传统的放贷机构能够建立一个新的客户群, 不仅是在英国, 而且是在国际上, 并授权他们满怀信心地向前迈进数字未来。
贷款申请的批准速度要比常规贷款快得多。阅读 成员将能够立即获得贷款批准的资金, 只需使用他们的 阅读 借记卡在任何自动取款机。
阅读 的加密存储库, 正在开发与超高安全性专有软件, 保证所有存储的资金得到保障。
每个成员的个人仪表板将在存储库的脱机 “冷库” 中显示其加密资产作为抵押品, 这是一个额外的安全层, 可消除盗窃或欺诈的风险。
来源： Bank of England & Finaccord
ICO | 初始硬币发售
|软帽：||200 M ELT|
|价钱：||1 ELT =€2欧盟|
如果任何标记未售出, 他们将转移到最后阶段, 然后转到公司准备金。
阅读 在 ICO 发行12亿个 ELT 令牌, 供应被锁定。
阅读 正在为筹款活动提供45% 的可用令牌, 加上1.67% 的赏金计划。33.33% 将作为准备金和奖励基金举行, 余下的20% 将在创始人和顾问之间平分。这些令牌将载有6月至2年之间的归属期。
阅读 保险库将收取费用, 只有在 ELT 和令牌持有人将参加象征性的忠诚奖励计划, 这将奖励他们通过分配30% 的跳马费收入在英语教学, 按比例, 以他们的持有和总数量的流通。
David is an honours graduate in law from Edinburgh University and has owned and managed many successful companies in the field of real estate and investment. He has built up decades of experience in raising finance from the retail market, through various bond, share and equity programmes.
Most recently David was Regional Managing Director for one of Dubai’s largest property developers who are currently partnered with Wyndham Hotel Group – the largest hotel operation chain in the world. Always ready to embrace new advances in technology, David is on a mission to bring together the power of crypto technology with established financial services providers.
Mikael has a degree in law and also a MBA from Stockholm School of Business.As former Vice President of one of Swedens largest insurance brokers,he is very accustomed to working in a regulated financial environment and was contracted to set up a life insurance division for Swedbank before moving into the online gambling industry.
More recently Mikael has run his own mortgage and lending business which specialises in raising finance for HNWI’s through private banks. His wide ranging experience in the field makes him a perfect foil for Lendo’s young dynamic
block chain tech team.
Mark brings twenty years of digital marketing experience to the team. He has led projects in finance, education and professional sports for clients including Coca Cola, Arsenal FC and Bank of Scotland. More recently, Mark has been involved with blockchain marketing initiatives for a leading ICO project as well as one of the world’s largest cryptocurrency exchanges.
Paul is a graduate of the University of Leicester in Physics and Astrophysics. He has had a very varied career, from film and television producer to real estate sales director. Always one to spot new trends, he established one of the very first “dot coms” in the U.K.: a real estate listings portal, which he established as early as 1994 and sold in 1996. Paul is now bringing over 30 years of commercial experience to the crypto world.
Having worked for the Swedish SEB bank in Oslo, Stockholm and New York, Gary brings a wealth of experience in traditional banking, as well as in online banking, card payment services and other aspects of the banking system to Lendo. He has been working on the development of the Lendo project for one year and is one of its founders.
Ken, managing principal of Intelligence Capital, is an ICO producer who has been a highly influential advisor to a series of leading ICO’s including Pundi X, InsurePal, Flux, thrivelabs and Discoperi Inc. To this, he brings financial, business and technology backgrounds – Bank of America Corporate Finance and Treasury, deep Silicon Valley/Southern California high tech experiences including co-founding Blockchain and fiat based cryptocurrency startup Digifund and senior manager of Netscape Communications/AOL Time Warner.
Over the years he has developed a sense of where the smart money is going and his approach has been sharpened by his business teaching experiences as former Lecturer at UC Berkeley Haas School of Business MBA/Executive Programs and Stanford, backed up by his MBA Finance from UC Berkeley Haas School of Business, MS Computer Science-AI/Applied Econ, Stanford.
Jun Hao Ong
社区主任Jun Hao Ong
Lachezar’s passion for website design and development began at an early age when he bought his first HTML text book with his pocket money.Two decades later, he is a key member of the Lendo team bringing his 14 years of professional experience as a UI/UX Designer and front-end developer to the project.
In the course of his career Lachezar has worked in 5 countries for a variety of leading companies, including ActivTrades, Wipro, DLL Group, IPR Events London, SiteGround and more.
Asya graduated from the New Bulgarian University of Sofia, Bulgaria with a degree in Marketing and Advertising and a Masters degree in Information Technology and Management. She started as an external social media consultant at ZoneTech Bulgaria before progressing to being an in-house Social Media Consultant at KPMG Bulgaria.
Dani graduated from the Technical University of Sofia, Bulgaria with a Masters degree in Information Technology and Management. She started as a Junior Developer at SAP Bulgaria before becoming an IT Consultant at Epam Systems. Dani then progressed to being a Professional Technical Consultant at ICT Media before deciding to enter the world of Fintech, where she has been advising a number of start-ups.
Following a decade as Information Manager at top advertising agency J. Walter Thompson, Eleanor became a freelance Business Information Consultant, writing business plans and market reports for companies seeking funding and launching new products. She has scripted videos for FTSE 100 companies and is also an award winning blogger. Eleanor got into cryptocurrencies early on and is a fervent #bitcoinbeliever.
Hasmik graduated from the Economics faculty of the Armenian National Agricultural University where she specialised in Accounting. She has extensive experience of international sales manager in the field of VOIP. She speaks Armenian, Russian and English.
高级 IT 顾问Steve Leslie
Steve is a senior IT professional with over fifteen years’ experience and an extensive knowledge of the implementation of IT Systems internationally. His experience includes Iona Business Systems, Clarity PLC and most notably, the Jumeirah Group, Dubai. Steve brings a wealth of expertise with business-critical applications across multiple locations and IT System Vendor Management to Lendo, and a proven ability to interface between operational business functions including Executive Officers, and the IT Department.
Chad has a Bachelor’s degree in computer science from the University of Michigan, which has given him the expertise to manage several Fortune 500 companies who specialise in funding tech start-ups. As a fluent speaker of Chinese and English, with a diverse cultural background stretching from Silicon Valley to Shenzhen, Chad is ideally placed to introduce Lendo to the Chinese investor market with over 4 years specialised experience in blockchain and crypto mining projects.
Bogdan has 25 years of business experience and started out in corporate marketing at Orange. Over a period of two decades he developed an entrepreneurial mindset and skills by focusing on the people and strategy in all aspects of a business.
As an entrepreneur, he has founded businesses in the entertainment industry, telecommunications, marketing and communications, and luxury goods retailing. In 2017 he began investing in cryptocurrencies and has his own YouTube channel focused on the cryptocurrency world.
Formerly European Business Development Manager for Lloyds Bank in Gibraltar and a senior manager at Parex Bank and Parex Asset Management, Eduards is currently CEO and owner of How2Agency based in Gibraltar. He has a Masters in Economics, Banking and Finance and 14 years experience in finance and capital markets.
He has been involved in crypto assets since 2014 and launched the How2Coin project in 2017 in Gibraltar, the first jurisdiction with comprehensive regulations for blockchain-based businesses.
Leonard is a software engineer at Visa, working on data products and platform development. He has built a secure cryptowallet for CoinHako as well as full-stack Ethereum dapps. He has also implemented internal systems for FintechNews and EthVPN, and is a technical advisor for multiple ICOs.
An active volunteer at Ethereum Foundation involved with ENS, he has been invited to present at global blockchain events in the US (ETHDenver), Singapore, UAE (ICANN60), as well as Ghana (Ghana Blockchain Conference).
Nadja has run a digital agency serving clients on 4 continents, and was formerly head of digital marketing and multimedia communications for Aspen Pharma, a listed multi-billion multinational corporation. A blockchain writer, she writes for a variety of industry publications, including Investing.com and as head news editor for Invest in Blockchain. She owns and manages communication agency Wordarium, focused on blockchain and other cutting-edge technologies, specializing in whitepaper and content creation, community management, social media, PR and crisis communication management.
A graduate of South Illinois University, Arthur has over 20 years of investment banking experience. Licensed 15 years with the N.A.S.D, regulated by the SEC. Arthur has held senior positions with several securities firms in operations, underwriting and syndication, financial compliance and brokerage services.
Senior Vice President of D. Blech and Co. (an investment bank specialising in early stage and start-up biotechnology investments).Director of Corporate Finance acting for institutional clients in the technology, pharmaceutical and service sectors at Joseph Charles & Associates. Arthur has actively participated in structuring over US$2 billion of growth capital for companies ranging from telecom and internet companies to start-up and early stage biotechnology companies.
A visionary leader in Cyber & Information Security, Eric has advised dozens of FTSE 250 companies in the Fin Tech, Banking, Pharmaceutical, Property Investment, Insurance and Financial Services industries and secured some of the most complex technology environments. Most recently serving as CISO for London Gatwick airport, Eric has run multiple high performance teams addressing myriad cyber and business challenges across a career spanning over 25 years. Graduating with an MA in Strategic Communication & Leadership, Eric has sat on multiple Cyber security discussion panels and been involved in several innovations centering on blockchain technology.
A key influencer in the Gibraltar business community, Mark Francis is a prize-winning member of the Royal Institution of Chartered Surveyors. He has been a leading figure in Gibraltar’s top property developments and is a Director at Land Property Management. Mark has been interested in the potential uses of blockchain applications and cryptocurrency for some years and is assisting Lendo with their integration into the Gibraltar ‘Crypto Harbour’ ecosystem.
After a career in Commercial Real Estate, Andrew has been a senior executive in the Internet and social gaming industries since 2000. Currently with JackpotJoy PLC, Andrew has been an investor and executive with the company since its initial launch on the Toronto Stock exchange and subsequent listing on the LSE.
Focusing on business development and opening new markets, Andrew has operational experience with different technology platforms, payment systems and business intelligence. He also sits on the board of publicly listed BackStagePlay Inc.